Which health fund is best?
As all the major funds are going through a change in the priority they seem to make dental claiming more difficult and less value to the patients. Many of our patients are unhappy with the rebates and a leaving the funds to become ‘self-insured’.
This often works the best and is free of hassles. Many funds will control what treatment you are allowed to have and that is simply unfair. It seems GMHBA and HCF are the better ones at present.The ‘Doctors Health fund is reasonable too.
Overall the less you expect from the big players (HBA, Medi) the less disappointed you’ll be. At Smile Designs we will do our best to outline the fees and costs ahead of treatment. Payment plans through 3rd company finance groups seem to work well and are structured interest-free with a basic set up cost.